FLEXIBLE FUNDING SOLUTIONS FOR YOUR REAL ESTATE INVESTMENTS

At Headache Property Relief, we understand that every investment situation is unique. That's why we offer a variety of flexible and competitive funding solutions to meet your specific needs. Explore our funding options below and find out how we can help you achieve your real estate goals.

Putting the house under contract is an easy enough, 4-Step process.

1

Step 1

Prospect and Review Potential Properties

2

Step 2

Write Offers

3

Step 3

Get Offer Accepted by Seller

4

Step 4

Put Earnest Money in Escrow to complete the contract.

Once these 4 Steps are completed, you have a fully executed Purchase and Sale Agreement, the property is under contract, and you are ready to shop for cash. If you’re ready to move forward and receive a term sheet, then fill out the form below and we will get back to you within 24 business hours.

Loan Terms

Explore our competitive loan terms designed to fit a variety of investment needs. Whether you need short-term or long-term financing, our loan options provide the flexibility and support you require.

Properties with more than 4 units are considered commercial.
Acquisition is easier than rehab, especially if the residential space is less than 70% of the commercial building.
Minimum credit score 660 is required

Short Term Loans

Our Short Term Loans are ideal for fix and flip, bridge, and rehab projects. Benefit from great rates, quick closes, and in-house construction management support to ensure your project's success.

65-75% of the ARV if there is a rehab component or 90% LTC, whichever is lower.
Experienced investors with at least 2 completed projects in the last 2 years, we offer 100% funding for SFR 1-4 units.
Bridge loans must be livable, and we can provide 70-80% of the purchase price.
Short-term cash out is available up to 50-70% of LTV.
No minimum credit score required.
First Time Investors

GET YOUR CUSTOMIZED SHORT TERM LOAN

Long Term Loans

"Perfect for single rental properties or portfolios, our Long Term Loans offer industry-leading products designed to support your long-term investment goals.

Cash out is about 65-80% or 80% rate and term for short, mid, and long-term rentals.
Loans starting as low as $50K and up.
No Minimum Credit Score, we can get you long-term lending

GET YOUR CUSTOMIZED LONG TERM LOAN

New Construction Loans

Whether you're planning ground-up construction, tear-downs, in-fills, specs, or model homes, our New Construction Loans provide the financial support you need to bring your projects to life.

Loans start at $100K
Minimum credit score of 640 is required.
Having experience with new builds or an experienced GC as a guarantor is highly beneficial."

GET YOUR CUSTOMIZED NEW CONSTRUCTION LOAN

Commercial/Multi-Family

From value-add bridge financing to stabilized multifamily projects, our Commercial/Multi-Family Loans offer flexible and fast financing solutions to help you capitalize on your investment opportunities.

Properties with more than 4 units are considered commercial.
Acquisition is easier than rehab, especially if the residential space is less than 70% of the commercial building.
Minimum credit score 660 is required

GET YOUR CUSTOMIZED COMMERCIAL LOAN

Having a Private Money Lender, like Headache Property Relief in your court gives you confidence to put properties under contract. As long as you find the no-brainer deal that fits our guidelines, do the proper due-diligence, and turn in an application. you can be rest-assured that the deal will be funded!

The first part of every successful fix and flip is finding the right real estate property. That’s why we’ve created this easy, 5-point guide to help you find the “sweet spot” deal, which can give you the best chance at making money in real estate, while safeguarding your investment.

At Headache Property Relief we are only interested in funding projects that will give you the best opportunity at realizing success.

Therefore our criteria is centered around these 5 points

Homes above the FHA cap are statistically more likely to experience drastic fluctuations in value and can be more susceptible to local and overall market depreciation. Homes in the 5-point realm tend to be more resilient to these influences.