The following disclaimer outlines important information regarding the services provided by Headache Property Relief as a private money lender/broker for non-owner-occupied real estate investments. Please read this disclaimer carefully before engaging with us. By using our services, you acknowledge and agree to the terms and conditions stated herein.
1. No Financial or Legal Advice: The information provided by Headache Property Relief, and its representatives is for general informational purposes only. It is not intended as financial, investment, or legal advice. Before making any financial decisions or entering into any agreements, you should consult with qualified professionals who can assess your specific situation.
2. Loan Approval and Terms: While we strive to offer flexible financing solutions, loan approval is subject to various factors, including but not limited to property evaluation, and compliance with applicable laws and regulations. Loan terms and conditions, including interest rates, fees, and repayment terms, will be determined on a case-by-case basis and are subject to change without notice.
3. Property Evaluation and Risk: Borrowers are responsible for conducting their own due diligence and property evaluation. Headache Property Relief does not guarantee the accuracy or completeness of property information provided, including appraisals, valuations, or market analyses. Investing in real estate involves risks, including potential fluctuations in property values and rental income, as well as legal and regulatory considerations. Borrowers should assess the risks and consult with appropriate professionals before making any investment decisions.
4. Third-Party Services and Recommendations: Headache Property Relief may provide information or recommendations regarding third-party service providers, such as appraisers, title companies, or legal counsel. We do not endorse or guarantee the quality, accuracy, or reliability of their services. It is your responsibility to conduct independent evaluations and make informed decisions when engaging with third-party providers.
5. Compliance with Laws and Regulations: Headache Property Relief operates in accordance with applicable laws, regulations, and licensing requirements. However, it is your responsibility to ensure compliance with all legal and regulatory obligations related to your real estate investments, including but not limited to federal, state, and local laws, tax requirements, and zoning regulations.
6. Limitation of Liability: Headache Property Relief and its affiliates, directors, officers, employees, and representatives shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of our services or reliance on the information provided. This limitation of liability applies to the fullest extent permitted by law.
7. Amendments and Termination: Headache Property Relief reserves the right to modify, suspend, or terminate its services, including any terms and conditions, at any time without prior notice. We may update this disclaimer periodically, and any changes will be effective upon posting on our website or other communication channels.
8. Independent Legal and Financial Advice: Prior to entering into any loan agreement or engaging with Headache Property Relief, we strongly recommend that borrowers seek independent legal and financial advice to ensure they fully understand the terms, risks, and obligations associated with their real estate investments.
By engaging with Headache Property Relief as a private money lender/broker for non-owner-occupied real estate investments, you acknowledge that you have read, understood, and agreed to this disclaimer. If you do not agree with any part
- Information We Collect
We may collect and process the following types of information from you:
1.1. Personal Information: We may collect personal information such as your name, email address, phone number, mailing address, and financial information when you provide it to us through forms on our website or through other communication methods.
1.2. Loan Application Information: When you apply for a loan with us, we may collect information about your real estate investment project, credit history, income, and other relevant details necessary to evaluate your application.
1.3. Technical Information: We may collect technical information, including your IP address, browser type, operating system, and the pages you visit on our website. This information is collected for analytics and security purposes.
- Use of Information
We use the collected information for the following purposes:
2.1. Loan Processing: We use your personal and financial information to evaluate your loan application, process your loan, and communicate with you regarding the status of your application.
2.2. Customer Support: We may use your contact information to respond to your inquiries, provide customer support, and offer assistance related to our services.
2.3. Website Improvement: We use technical information to monitor and improve our website’s performance, security, and functionality.
2.4. Marketing and Communication: With your consent, we may send you information about our services, promotions, and updates. You can opt out of these communications at any time.
- Sharing of Information
We may share your information in the following circumstances:
3.1. Service Providers: We may share your information with third-party service providers who assist us in delivering our services, such as credit reporting agencies, underwriting partners, and payment processors.
3.2. Legal Compliance: We may disclose your information if required by law, regulation, or in response to a valid legal request, such as a subpoena or court order.
3.3. Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of the transaction.
- Security
We take reasonable measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no data transmission or storage system can be guaranteed as 100% secure, so we cannot guarantee the absolute security of your information.
- Your Rights
You have the following rights regarding your personal information:
5.1. Access: You can request access to the personal information we hold about you.
5.2. Correction: You can request corrections to your personal information if it is inaccurate or incomplete.
5.3. Deletion: You can request the deletion of your personal information in certain circumstances.
5.4. Opt-out: You can opt out of marketing communications by following the instructions provided in our messages.
- Contact Us
If you have any questions, concerns, or requests related to this Privacy Policy, please contact us at:
Headache Property Relief [email protected] 762-222-1618
Changes to this Privacy Policy will be posted on our website, and the revised version will be effective immediately upon posting. Please check back regularly for updates.
By using our website and services, you agree to the terms of this Privacy Policy.